Running a business comes with its fair share of challenges and uncertainties. New risks continually emerge just when you think you’ve managed the last. That’s why having the right commercial insurance is not just a smart choice—it’s a necessity.

We understand that protecting your business can feel overwhelming at Fargo Moorhead Insurance, but we’re here to make it easier.

Why Choose Fargo Moorhead Insurance?

Fargo Moorhead Insurance is not just an insurance company. We are your silent partner, working behind the scenes to protect your business’s best interests.

You can be confident in our commercial insurance rates, which are competitively priced and tailored to your business’s primary insurance needs.

What Are My Fargo Business Insurance Options?

Every business is unique, and so are the risks it faces. 

Whether you run a small start-up or a large corporation, there are commercial insurance policies to help protect your business:

  • General Liability Insurance: Provides coverage for your business if someone sues it for bodily injury, property damage, or other reasons.
  • Professional Liability Insurance: Covers you in case of claims, charges or lawsuits alleging negligence, errors, or omissions in your services.
  • Worker’s Compensation Insurance: For an injured employee’s medical expenses and lost wages.
  • Garage Liability Insurance: Coverage for businesses in the automotive repair field that protects against risk from the operation of a garage.
  • Bonds: Offers financial security and guarantees that your business will fulfill its contractual obligations.
  • Errors & Omissions Insurance: Protects against claims of inadequate work or negligent actions.
  • Builder’s Risk Insurance: Insurance that covers buildings when under construction to insure against damage or destruction while being built.
  • Auto Dealer Insurance: Specialized dealership coverage, including protection for your inventory and operations.
  • Mechanic and Body Shop Insurance: This policy provides specific coverage for the automotive repair industry and protects you against risks unique to your business.
  • Umbrella Insurance Policy: Offers additional liability coverage over your other liability limits.
  • Auto Fleet Insurance: Insures your company’s cars, whether you operate a single vehicle or a fleet.
  • Construction Contractors Insurance: Commonly sold as a standalone policy, this covers a contractor for a broad variety of risks related to construction work.
  • Trucking — Short-Haul: Commercial insurance for businesses in the short-haul trucking industry, covering your vehicles and cargo.

Get Covered Today

If you have a business, one of the most important decisions you’ll make is selecting the right kind of commercial insurance to protect it for the long haul. 

Fargo Moorhead Insurance can help you find the best policies for your business through the business insurance maze.

Contact us via phone at (701) 271-8110 or via our online form to have our team contact you. You can conveniently shop for several companies in one call.